? ? ? ? ? ? ? ? ??Most people who do not travel frequently usually have very little idea about the nooks and crannies of travel insurance. Here are some common myths and misconceptions about travel insurance that need to be clarified.
1.It?s easy to claim for cancellation or interruption cover
Most people who purchase travel insurance especially request to be reimbursed in case they have to cancel their trip. The ugly truth is, it is not easy at all to make this claim. Travel insurance companies are very strict in their investigation into cancellation cases, because this is the area where people can most easily try to trick the companies. Be prepared to substantiate your claim with concrete evidence of the inevitability of your cancellation!
2.Airlines will reimburse you for delays
Most airlines will not, unfortunately. Thus, you do need to dig your pocket for extra cover in your travel insurance scheme if you want to be compensated in times of prolonged delay!
3.Don?t buy travel insurance through travel agent
While it is true that purchasing travel insurance online will be cheaper, there is no harm in purchasing one through a reliable travel agent who charge reasonable commission price. A good travel agent has experience with insurance companies and can advise on product reliability.
4.Only unshophisticated travelers buy travel insurance
Many frequent travelers cannot even be bothered to purchase travel insurance because they have never faced any misfortune throughout their travelling life. However research reveals that those who buy travel insurance tend to be better educated, take longer and more expensive trips, usually the hallmarks of sophisticated travelers. Buying travel insurance is always a wise option only the more knowledgeable travelers know to do!
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